DEC
15

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The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Thornton Heath

Qi Financial Solutions

42A Tamworth Rd, Croydon CR0 1XU, UK – 020 8655 3322

Making the financial transition from professional life into retirement has been eased by the excellent pension and mortgage advice received from Qi Financial Solutions. Would highly recommend their expert and personal service and delighted with the returns so far.

I have been very happy with the financial advice I have been given

Vista Finance

17 Church Rd, London SE19 2TF, UK – 020 8419 8133

I would like say a big thank you for all your help with my mortgages and insurances. You have helped me on two occasions to arrange my mortgages, your advice and professionalism on both occasions had been very professional and admirable. I would highly recommend your services to others and hope to work you again in the future.

The team at Vista Finance, especially Pavlos, have been a mentor to me, not only has he advised me during rough times but has successfully arranged number of mortgages for me and my family over the years. He has secured the required finance at competitive terms and within very tight timescales. This is key and valuable at times when purchases had to be completed quickly in order to secure the properties.

Skipton Building Society - Croydon

40 George St, Croydon CR0 1PB, UK – 020 8686 4861

Best building society in croydon. Polite staff. Manageress 10 star.

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Thornton Heath.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

We could not find any Crowd Funding or Business Loans around your location. Please click below to see full results from Google.

Read current articles in MoneyWeek magazine.
TSB Bank

106 N End, Croydon CR0 1UD, UK – 020 8680 9662

Jon was absolutely brilliant with helping with an account. Even skipped his normal lunch time to help. Very friendly patient and professional. The CEO needs to put his hand in his pocket and thank the staff.

We had appointment with Julie Edwards she So friendly and she help us with all we need We’re satisfied with the service

HSBC

139a N End, Croydon CR0 1TN, UK – 0345 740 4404

AVOID THE COUNTER SERVICE IF YOU CAN! It's a fine branch if you can use the self-service machines and pop in and out quickly but god help you in the instances you need to queue up to speak to a cashier, which sometimes you've got no choice but to do. - Long queues with people often pushing in without consequences - Inconsiderate and rude staff often at open windows doing their own chores, sometimes even openly having lunch even when there is clearly a long queue of people who've been waiting for ages and are getting frustrated - Too many inexperienced or trainee staff who don't know what they're doing which contributes to the ridiculous wait times - Pens to fill out paying in forms often not working or unavailable Like most banks, these dirtbags make MILLIONS from our deposits and rather than hire staff and make in-branch experiences better using that windfall they instead prefer to help illegally launder money for Mexican drug cartels.

Staff are fantastic and lots of deposit machines

HSBC Croydon Wellesley Road

9 Wellesley Rd, Croydon CR9 2AA, UK – 0345 740 4404

Good bank nice location

Very lovely attendants who you would firstly speak to queue for the advisors. Nice waiting area. However the advisor I encountered provided me with false information and he was really forceful. I'm glad that I knew the correct information online so I wasn't cheated by him. I ended up finishing up my account opening and switch in another branch. It's very appealing so I've made formal complaint and received positive feedbacks from their customer service. Watch out if you ever speak to Nirav S Palan.

Banks

The Co-operative Bank - Croydon

91 George St, Croydon CR0 1LD, UK

I love this bank-ethical investments and incredible customer service!

Rarely any queues, staff are very helpful and a pleasant place.

Nationwide

11A George St, Croydon CR9 1HP, UK – 0800 554 0259

Thank you to James for making sure my money got to my account when it got stuck in the machine without me having to come back a second time :)

Have always had good timely service here.

Halifax

1513 London Rd, London SW16 4AE, UK – 020 8918 0600

Excellent service

Great people , great service , definitly recomend

Building Societies

Yorkshire Building Society

66-68 George St, Croydon CR0 1PD, UK – 020 3733 8117

Great servicr. Very empty. No wonder branches closed.

Superb service! I applied for a savings account on Saturday, and recieved my passbook for the new account on Monday - Staff were friendly and efficient.

Skipton Building Society - Croydon

40 George St, Croydon CR0 1PB, UK – 020 8686 4861

Best building society in croydon. Polite staff. Manageress 10 star.

Nationwide

11A George St, Croydon CR9 1HP, UK – 0800 554 0259

Thank you to James for making sure my money got to my account when it got stuck in the machine without me having to come back a second time :)

Have always had good timely service here.

Mortgage Brokers

London Mortgage Brokers

57 Westow Hill, London SE19 1TS, UK – 020 8419 8133

Arranged a meeting at their premises to sort out my life and home insurance. They went through all the options explaining in plain English and I ended up saving money on my home insurance and got peace of mind with the life cover.

It is clear that they know the market and they searched out the very best product for me. They also handled every aspect of the process keeping me up to date at every step

Mortgage Force

16 Lower Addiscombe Rd, Croydon CR0 6AA, UK – 0845 009 4433

Not to good

Gordon Blair - Mortgage Broker Streatham / Croydon

38 Byards Croft, Streatham, London SW16 5EY, UK – 020 8715 7267

Professional and friendly company to deal with. Gave some great mortgage advice and went the extra mile to help secure our mortgage!

Mortgages

ADS Homes Property & Mortgage Solutions

93 Penge Rd, London SE20 7UN, UK – 020 3475 3539

Helpful, understanding, caring, intuitive and passionate. It makes a great difference when you are looking for a place and you have someone on the other side of the phone who can understand your needs in full and can also offer suggestions according to needs and budgets. ADS Homes is highly recommended and I take this chance to deeply thank Alvin in particular who is the person I spoke to lately and the one that knew exactly what to say and how to help.

Mortgage Brain Limited

Mortgage Brain Ltd, 111 St James's Rd, Croydon CR0 2UW, UK – 020 8665 3200

Easy to find. Nice structure.

The leading provider of technology to the mortgage industry.

What Mortgage

2 Robert St, Croydon CR0 1QQ, UK – 020 8253 4608

My workplace during the first visit in UK

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